/*
Theme Name: Shoreline Money Guide
Version: 1.0.0
Description: Original teal and cream consumer-banking editorial journal. SITE195.
Text Domain: shoreline-money-guide
*/
:root{--smg-paper:#f6f4eb;--smg-ink:#163b39;--smg-accent:#275f52;--smg-pale:#e0e9dd;--smg-line:#b5c2b5;--smg-serif:Georgia,"Times New Roman",serif;--smg-banner-space:0px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:2rem}body{margin:0;background:var(--smg-paper);color:var(--smg-ink);font:16px/1.75 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;padding-bottom:var(--smg-banner-space)}a{color:inherit;text-underline-offset:.22em}a:hover{color:var(--smg-accent)}:focus-visible{outline:3px solid #905000;outline-offset:4px}button,input,select{font:inherit;min-height:44px;border:1px solid var(--smg-line);background:var(--smg-paper);color:var(--smg-ink);padding:.6rem .9rem}button,select{cursor:pointer}button{font-weight:650}img{max-width:100%;height:auto}h1,h2,h3{font-family:var(--smg-serif);font-weight:400;line-height:1.12;letter-spacing:-.035em;margin:0 0 1rem}p{margin:0 0 1.2rem}ul,ol{padding-left:1.35rem}li+li{margin-top:.5rem}[hidden]{display:none!important}.screen-reader-text{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(1px,1px,1px,1px);white-space:nowrap}.skip-link{position:absolute;z-index:100000;left:1rem;top:-100px;background:#fff;padding:.8rem}.skip-link:focus{top:1rem}.smg-wrap{width:calc(100% - 5rem);max-width:1240px;margin:auto}.smg-masthead{min-height:100px;display:flex;align-items:center;justify-content:space-between;gap:2rem}.smg-brand{font:400 1.6rem/1.05 var(--smg-serif);text-decoration:none;display:flex;gap:.9rem;align-items:center;max-width:350px}.smg-mark{font:italic 2.5rem/1 var(--smg-serif);color:var(--smg-paper);background:var(--smg-ink);border-radius:50%;width:52px;height:52px;display:flex;justify-content:center;align-items:center;flex-shrink:0}.smg-mark b{font-weight:400}.smg-navigation-area nav,.smg-menu{display:flex;align-items:center;gap:1.6rem}.smg-menu{list-style:none;padding:0;margin:0}.smg-menu li{margin:0}.smg-menu a,.smg-index-link{display:inline-flex;align-items:center;min-height:44px;font-size:.83rem;text-decoration:none}.smg-menu a:hover,.smg-index-link:hover{text-decoration:underline}.smg-index-link{border-bottom:1px solid var(--smg-ink)}.smg-menu-toggle{display:none}.smg-identity-strip{border-block:1px solid var(--smg-line);padding:.7rem 0;background:#e9eee2}.smg-identity-strip .smg-editorial-disclaimer{font-size:.79rem;line-height:1.6}.smg-editorial-disclaimer p{margin:0}.smg-publisher-line{font-size:.72rem;margin:.35rem 0 0}.smg-eyebrow{font-size:.69rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--smg-accent)}.smg-hero{display:grid;grid-template-columns:1.25fr 1fr;gap:3.5rem;padding:4rem 0}.smg-hero-copy{align-self:center}.smg-hero h1{font-size:clamp(3rem,5.5vw,5rem);margin:1.5rem 0;line-height:1.03}.smg-hero h1 em{font-weight:400}.smg-hero-deck{font-size:1.05rem;max-width:540px;line-height:1.8;margin-bottom:1.8rem}.smg-button{display:inline-flex;gap:1.5rem;align-items:center;background:var(--smg-ink);color:var(--smg-paper);text-decoration:none;padding:.85rem 1.1rem;border:1px solid var(--smg-ink);min-height:48px;font-weight:650;font-size:.85rem}.smg-button:hover{background:#275f52;color:#fff}.smg-text-link{display:block;width:max-content;max-width:100%;font-size:.82rem;margin-top:1rem;min-height:44px;padding:.5rem 0}.smg-hero-art{position:relative;min-height:470px;border-radius:230px 230px 4px 4px;background:#e1cc79;overflow:hidden;isolation:isolate}.smg-sun{position:absolute;top:68px;left:50%;transform:translateX(-50%);width:116px;height:116px;border-radius:50%;background:#f6f4eb}.smg-horizon{position:absolute;width:160%;height:280px;left:-30%;border-radius:50%;background:#749887;top:210px;transform:rotate(-10deg)}.smg-horizon.h2{background:#3b7466;top:270px;transform:rotate(10deg)}.smg-horizon.h3{background:#163b39;top:345px;transform:rotate(-8deg)}.smg-hero-art p{position:absolute;left:2rem;bottom:2.2rem;color:#f6f4eb;font-size:.77rem;line-height:1.7;letter-spacing:.14em;font-weight:650}.smg-hero-art>span{position:absolute;right:1rem;bottom:1rem;color:#f6f4eb;font-size:.58rem;letter-spacing:.14em;writing-mode:vertical-rl}.smg-note{display:grid;grid-template-columns:170px 1fr;gap:2rem;border-block:1px solid var(--smg-line);padding:2rem 0;align-items:center}.smg-note-number{font:italic 2.8rem/1 var(--smg-serif);color:var(--smg-accent)}.smg-note h2{font-size:1.65rem}.smg-note p{font-size:.9rem;max-width:850px;margin:0}.smg-reading-tool{display:grid;grid-template-columns:1fr 1fr;gap:4rem;background:var(--smg-pale);padding:2.5rem;margin:3rem 0 0}.smg-reading-tool h2{font-size:2.3rem;max-width:350px}.smg-reading-tool>div>p{font-size:.85rem}.smg-reading-tool label{display:block;font-weight:650;font-size:.9rem;margin-bottom:.5rem}.smg-reading-tool select{width:100%;min-width:0;font-size:.9rem;background:#f6f4eb}.smg-reading-tool h3{font-size:1.3rem;margin-bottom:.5rem}#smg-reading-result{padding-top:1.5rem;font-size:.9rem}#smg-reading-result p{margin-bottom:.5rem}#smg-reading-result a{font-weight:650}.smg-reading-room{padding:4rem 0}.smg-section-head{display:flex;justify-content:space-between;align-items:end;gap:2rem;margin-bottom:2rem}.smg-section-head h2{font-size:3.2rem}.smg-directory-controls{display:flex;flex-direction:column;gap:.3rem;font-size:.75rem;min-width:190px}.smg-directory-controls label{font-weight:650}.smg-directory-controls select{font-size:.85rem;max-width:100%}.smg-directory-controls p{margin:0;color:#52645c}.smg-card-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 3.5rem}.smg-guide-card{border-top:1px solid var(--smg-line);padding:2rem 0 1.5rem;min-width:0}.smg-guide-card h3{font-size:2rem;max-width:500px}.smg-guide-card h3 a{text-decoration:none}.smg-guide-card h3 a:hover{text-decoration:underline}.smg-guide-card>p:not(.smg-eyebrow){font-size:.92rem;max-width:540px}.smg-card-read{font-size:.8rem;font-weight:650;display:inline-flex;gap:2rem;align-items:center;min-height:44px;color:var(--smg-accent)}.smg-closing{border-top:1px solid var(--smg-line);text-align:center;padding:3rem 1rem 4rem}.smg-closing h2{font-size:3.4rem}.smg-closing p{font-size:.9rem}.smg-closing a{font-size:.85rem;min-height:44px;display:inline-flex;align-items:center}.smg-breadcrumb{display:flex;gap:.7rem;font-size:.75rem;margin:2rem 0 1.3rem;flex-wrap:wrap}.smg-article-head{max-width:1000px;margin:0 auto;padding:1.7rem 0 2.7rem;text-align:center}.smg-article-head h1{font-size:clamp(2.5rem,4.5vw,4.3rem);margin:1rem 0 1.6rem}.smg-deck{font:1.35rem/1.6 var(--smg-serif);max-width:820px;margin:0 auto 1.5rem}.smg-action-disclosure{font-size:.8rem;max-width:750px;margin:0 auto 1.3rem;color:#52645c}.smg-article-meta{display:flex;justify-content:center;flex-wrap:wrap;gap:.5rem 1.3rem;font-size:.72rem;border-top:1px solid var(--smg-line);padding-top:1rem}.smg-reading-grid{display:block}.smg-toc{max-width:800px;margin:0 auto 2.5rem;background:var(--smg-pale);padding:1rem 1.5rem;border-top:3px solid var(--smg-accent)}.smg-toc summary{font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;font-weight:700;min-height:44px;cursor:pointer;display:list-item;list-style-position:inside}.smg-toc ol{columns:2;column-gap:2rem;font-size:.83rem;line-height:1.6;margin:.5rem 0}.smg-toc li{break-inside:avoid;margin:0 0 .6rem}.smg-toc a[aria-current]{font-weight:700}.smg-prose{max-width:760px;margin:0 auto 3.5rem;font-size:18px;line-height:1.9}.smg-prose h2{font-size:2rem;margin:2.8rem 0 1.1rem;scroll-margin-top:2rem}.smg-prose h3{font-size:1.6rem;margin:2rem 0 1rem}.smg-prose p{margin-bottom:1.4rem}.smg-prose a,.smg-page .smg-article-body a{color:var(--smg-accent)}.smg-lead{font:1.35rem/1.75 var(--smg-serif);padding-bottom:1.6rem;border-bottom:1px solid var(--smg-line)}.smg-case{padding:1.5rem;background:var(--smg-pale);margin:2rem 0}.smg-source-notes{font-size:.85rem;line-height:1.8;border-top:1px solid var(--smg-line);padding-top:1.5rem;margin-top:3rem;overflow-wrap:anywhere}.smg-source-notes h2{font:700 .78rem/1.5 system-ui;letter-spacing:.1em;text-transform:uppercase;margin:0 0 1rem}.smg-article-tail{max-width:760px;margin:0 auto 3rem;font-size:.85rem;border-top:1px solid var(--smg-line);padding-top:1rem}.smg-related{padding:2.5rem 0 4rem;border-top:1px solid var(--smg-line)}.smg-related h2{font-size:2.7rem}.smg-related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2.5rem}.smg-related-item h3{font-size:1.7rem}.smg-related-item h3 a{text-decoration:none}.smg-related-item>p:not(.smg-eyebrow){font-size:.85rem}.smg-resume{padding:1rem 1.3rem;background:var(--smg-pale);max-width:760px;margin:0 auto 1.5rem}.smg-page{padding:3.5rem 0}.smg-page-head,.smg-page .smg-article-body{max-width:820px;margin-left:auto;margin-right:auto}.smg-page-head h1{font-size:3.5rem;margin-bottom:2rem}.smg-page .smg-article-body{font-size:18px;line-height:1.9}.smg-page .smg-article-body h2{font-size:2rem;margin:2.5rem 0 1rem}.smg-page .smg-article-body table{font-size:.82rem;width:100%;border-collapse:collapse;overflow-wrap:anywhere}.smg-page th,.smg-page td{padding:.6rem;border:1px solid var(--smg-line);text-align:left;vertical-align:top}.smg-search-form{display:flex;gap:.5rem;max-width:450px}.smg-search-form label{flex:1;min-width:0}.smg-search-form input{width:100%;min-width:0}.smg-search-form button{flex-shrink:0}.smg-footer{background:#163b39;color:#f6f4eb;padding:3rem 0 1.5rem}.smg-footer a:hover{color:#e1cc79}.smg-footer .smg-eyebrow{color:#e1cc79}.smg-footer-brand{font:2rem/1.2 var(--smg-serif)}.smg-footer-top{display:grid;grid-template-columns:1fr 1fr;gap:3rem}.smg-footer-top>div>p:not(.smg-footer-brand){font-size:.85rem}.smg-footer-top nav .smg-menu{display:grid;grid-template-columns:1fr 1fr;gap:.25rem 1.2rem}.smg-footer-top nav a{font-size:.85rem}.smg-footer-bottom{border-top:1px solid #64857b;padding-top:1.5rem;margin-top:2.5rem;font-size:.8rem;line-height:1.7}.smg-footer-bottom .smg-editorial-disclaimer{max-width:1050px;margin-bottom:1rem}.smg-footer-utilities{display:flex;gap:1.5rem;flex-wrap:wrap}.smg-footer-utilities a{min-height:44px;display:flex;align-items:center}.smg-small{font-size:.8rem}.smg-owner-preview{background:#fff2bb;padding:.6rem;text-align:center;font-size:.85rem}.smg-footer :focus-visible{outline-color:#e1cc79}.smg-search-result{padding:1.5rem 0;border-top:1px solid var(--smg-line)}
@media(max-width:959px){.smg-wrap{width:calc(100% - 3rem)}.smg-masthead{min-height:84px;flex-wrap:wrap;padding-block:1rem;gap:1rem}.smg-brand{font-size:1.35rem;max-width:270px}.smg-navigation-area{width:100%}.smg-navigation-area nav{justify-content:space-between}.js .smg-menu-toggle{display:block}.js .smg-navigation-area{display:none}.js .smg-navigation-area.is-open{display:block}.smg-hero{gap:2rem;padding:3rem 0}.smg-hero h1{font-size:3.1rem}.smg-hero-art{min-height:400px}.smg-hero-art .smg-horizon{top:170px}.smg-hero-art .h2{top:230px}.smg-hero-art .h3{top:300px}.smg-reading-tool{gap:2rem;padding:2rem}.smg-card-grid{gap:0 2rem}.smg-guide-card h3{font-size:1.8rem}.smg-related-grid{gap:1.5rem}.smg-footer-top{gap:2rem}}
@media(max-width:700px){.smg-wrap{width:calc(100% - 2rem)}.smg-brand{font-size:1.25rem;max-width:220px}.smg-mark{width:42px;height:42px;font-size:2rem}.smg-menu-toggle{padding:.4rem .65rem}.smg-navigation-area nav{align-items:start;flex-direction:column;gap:.5rem}.smg-navigation-area .smg-menu{gap:1.5rem}.smg-hero{grid-template-columns:1fr;gap:2rem;padding:2.5rem 0}.smg-hero h1{font-size:3.15rem}.smg-hero-art{min-height:320px;max-width:430px;width:100%;justify-self:center;border-radius:220px 220px 2px 2px}.smg-sun{top:40px;width:80px;height:80px}.smg-hero-art .smg-horizon{top:130px}.smg-hero-art .h2{top:175px}.smg-hero-art .h3{top:230px}.smg-hero-art p{bottom:.8rem;font-size:.68rem;left:1.5rem}.smg-note{grid-template-columns:1fr;gap:1rem}.smg-note-number{font-size:2rem}.smg-reading-tool{grid-template-columns:1fr;gap:1.5rem;padding:1.3rem;margin-top:2rem}.smg-reading-tool h2{font-size:2rem}.smg-reading-room{padding:3rem 0}.smg-section-head{display:block}.smg-section-head h2{font-size:2.6rem}.smg-directory-controls{margin-top:1.5rem}.smg-card-grid{grid-template-columns:1fr}.smg-guide-card h3{font-size:2rem}.smg-closing h2{font-size:2.7rem}.smg-article-head{text-align:left;padding-top:1rem}.smg-article-head h1{font-size:2.65rem}.smg-article-meta{justify-content:start}.smg-toc{padding:1rem}.smg-toc ol{columns:1}.smg-prose,.smg-page .smg-article-body{font-size:17px}.smg-prose h2{font-size:1.8rem}.smg-related-grid{grid-template-columns:1fr}.smg-related{padding-bottom:2rem}.smg-page{padding:2.5rem 0}.smg-page-head h1{font-size:2.7rem}.smg-footer-top{grid-template-columns:1fr}.smg-footer-top nav .smg-menu{gap:.2rem 1rem}.smg-page .smg-article-body table{display:block;overflow-x:auto}.smg-identity-strip .smg-editorial-disclaimer{font-size:.74rem}.smg-search-form{gap:.3rem}.smg-search-form button{padding-inline:.65rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}
@media print{.smg-masthead,.smg-identity-strip,.smg-footer,.smg-toc,.smg-related,.smg-resume{display:none!important}body{background:#fff;color:#000;padding:0}.smg-wrap{width:100%;max-width:none}.smg-article-head h1{font-size:30pt}.smg-prose{max-width:none;font-size:11pt}.smg-prose a{text-decoration:underline}}